Why is USDT price different on P2P？

2026-01-14

This Q&A explains why USDT prices vary in a platform’s P2P trading section and how factors such as supply and demand, payment methods, merchant settings, and market conditions influence pricing.

USDT prices can differ in a platform’s P2P trading section because listings are created by individual sellers/merchants, so the price is market-driven rather than fixed by the platform. Several factors can affect the quoted price, including:

Local supply and demand for USDT in a specific region
Fiat currency exchange rates and local market conditions
Payment method speed and convenience, as faster or higher-risk methods may be priced differently
Seller/merchant considerations, such as operating costs, risk control, and liquidity management
Order limits and availability, since different ads may have different minimum/maximum amounts and stock
Overall market volatility, which can cause prices to adjust frequently

In short, the P2P section allows users to compare multiple ads and choose the best offer based on price, payment method, limits, and merchant credibility—often making it more flexible than fixed-rate purchases.

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