Tether-backed wallet startup Oobit is looking to give AI agents Visa-supported corporate expense cards. 

According to an announcement on Thursday, the virtual Agent Cards will allow AI bots to make purchases, spending down a USDT balance without needing to convert to fiat, and “without giving them unchecked access to corporate card credentials or requiring a human in every approval loop.” They will be usable online, anywhere that Visa is accepted.

Oobit CEO Amram Adar told The Block the move is aiming to address an emerging problem as agentic commerce picks up. Both Coinbase and OKX, for instance, have released tools to give AI bots wallets and spending capabilities, with some taking over core workflows — at least experimentally.

"The honest take is that nobody solved the liability problem for autonomous payments,” Adar said.

Just like expense cards for humans, Agent Cards come with corporate controls. The announcement notes there will be “one card per agent,” limiting exposure across agents or teams, as well as category-level spend controls and per-transaction and per-merchant spending caps, so the bots can’t overbuy, with “no override path.”

Every transaction, whether approved or declined, will also be logged “with a human-readable reason” as part of an automated expense report. The cards also feature a payment processing integration, enabling AI agents to manage subscription billing or vendor payouts connected to Stripe and other payment solutions, the announcement notes.

“Agent Cards is the first move toward giving autonomous financial operations real autonomy, without losing control. Over time, as e-commerce catches up, agents will operate fully on their own. We're building to support that moment,” Adar said.

Earlier this year, Oobit enabled wallet transfers to “any bank account worldwide.”

Tether is Oobit’s largest shareholder, having led the startup’s $25 million Series A funding round in 2024 and having a majority stake in significant OOB token holder VCI Global.