The current real-time price of VPAY is $0.0015. In the past 24 hours, VPAY has traded between $0.0014 and $0.0016, showing strong market activity. The all-time high of VPAY is $0.0263, and the all-time low is $0.0003.
From a short-term perspective, the price change of VPAY over the past 1 hour is , over the past 24 hours is -2.32%, and over the past 7 days is -4.69%. These figures provide a quick overview of the latest price trends and market dynamics of VPAY on LBank.-37.58%
The live price of VPAY today is $0.0015, with a current market cap of $1.578M. The 24-hour trading volume is 409K. The price of VPAY to USD is updated in real time.
Before deciding whether to buy or sell VPAY, you should first consider your own trading strategy. Long-term traders and short-term traders follow different trading approaches. LBank’s VPAY technical analysis can provide you with trading references.
What will the value be? You can use our price prediction tool to conduct short-term and long-term price forecasts for VPAY.
How much will VPAY be worth tomorrow, next week, or next month in ? What about your VPAY assets in 2025, 2026, 2027, 2028, or even 10 or 20 years from now? Check now! VPAY Price Prediction
To learn more about VPAY, consider exploring other resources such as the whitepaper, official website, and other published information:
Top 5 addresses | Holding amount | Holding ratio | |
|---|---|---|---|
base | 0x689f...0da98a  | 258.354M | 25.84% |
base | 0xeb89...66adfa | 164.552M | 16.46% |
base | 0xdeb7...6a8e82 | 73.366M | 7.34% |
base | 0xa7b6...a56f7e | 14.626M | 1.46% |
base | 0x749f...3c4c5c | 12.996M | 1.3% |
Other | 476.104M | 47.61% |
VPay is an AI-powered "OmniBank" tailored for the Web3-native economy. It functions as a bridge between digital assets—specifically those generated by AI agents—and traditional financial systems like debit cards and USD bank accounts. By integrating AI logic with banking infrastructure, VPay allows users to manage and spend their on-chain earnings in the real world seamlessly.
VPay serves as the essential banking layer for the Virtuals Protocol ecosystem. While Virtuals Protocol provides the platform for users to create and co-own digital AI agents, VPay provides the financial rails. This synergy ensures that the revenue generated by these AI agents can be effectively off-ramped into traditional finance or used for real-world transactions.
AVA, which stands for Applied Value Agent, is the central AI assistant within the VPay application. It is designed to enhance the user experience by tracking spending habits, identifying discounts, and providing smart alerts for travel or specific asset movements. AVA acts as a personalized financial concierge for users navigating the Web3 banking space.
The $VPAY token acts as a "passport" to the protocol’s banking services. Key utilities include staking to unlock higher transaction limits and loyalty tiers, gaining priority access to waitlists for offshore bank accounts, and receiving physical or virtual branded cards. Additionally, holders benefit from ecosystem perks such as boosted cashback and reduced transaction fees. The total supply is capped at 1 billion tokens on the Base network.
Security is a high priority for the project. The Virtuals Protocol, which encompasses the VPay banking layer, has undergone professional security audits conducted by PeckShield. These audits evaluate the integrity of the smart contract code to ensure a safer environment for users. While the technology is innovative, the project is often discussed for its utility in the banking and AI sectors.
You can trade $VPAY on platforms like LBank and various decentralized exchanges on the Base network. The 2026 roadmap is structured in "Epoch" phases: Epoch 1 focuses on the foundation of AI logic and compliance; Epoch 2 involves opening waitlists for offshore cards and the Genesis launch; and Epoch 3 will see the full launch of the mobile app featuring the first version of the AVA assistant.
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