Ledgity Yield EURPrice

(LYEUR)

Ledgity Yield EUR (LYEUR) is a yield-bearing, Euro-denominated token that offers on-chain exposure to a diversified yield strategy. Approximately 80% of its underlying assets are off-chain real-world assets (RWAs), while 20% are deployed in on-chain liquidity protocols. LYEUR is minted and redeemed via the Ledgity application, with yield accruing through a Price-Per-Share model, meaning its value increases over time. The token is also deployed across multiple blockchains using Chainlink CCIP, aiming to provide stable, institutional-grade treasury management for Euro holders.

Ledgity Yield generates revenue by converting deposited EUR or stablecoins (like EURC) into a diversified portfolio of selected real-world financial instruments. These instruments produce recurring cash flows, and the earned yield is automatically reflected in the token's value through a non-rebase Price-Per-Share (PPS) model. This means that while the number of LYEUR tokens in a user's wallet remains constant, each token becomes worth more over time as yield accrues. The strategy combines both off-chain RWAs and on-chain DeFi protocols for optimal yield generation.

LYEUR can be acquired through decentralized or centralized exchanges, via peer-to-peer (P2P) transfers, or in individual direct transactions. Some platforms provide guides for purchasing LYEUR using various payment methods, including credit cards, debit cards, and bank transfers. For direct deposits, users can deposit EUR or EURC directly into the Ledgity application, which then converts and allocates the funds into the yield-generating portfolio.

Users deposit EUR or EURC, which are then converted and allocated into the diversified yield-generating portfolio. Yield accrues automatically without needing staking or claiming. For withdrawals, a portion of the Total Value Locked (TVL) is maintained on-chain as a liquidity buffer for instant redemptions. If a withdrawal amount exceeds this buffer, the protocol initiates a redemption from the underlying yield positions, which typically takes less than 72 hours to complete, ensuring timely access to funds.

The Ledgity Yield documentation highlights several key risks users should be aware of. These include RWA Risk, which pertains to the performance and liquidity of the real-world assets; Liquidity Risk, concerning the ability to redeem funds quickly; and Smart Contract Risk, related to potential vulnerabilities in the underlying code. Investing in such products inherently involves significant risks, including the potential for partial or total loss of capital. Users are strongly encouraged to conduct thorough due diligence and risk assessment.

Yes, Ledgity, the issuer of LYEUR, is a regulated entity in France. It is approved by the French Financial Market Authority (AMF/ACPR) as a Digital Asset Service Provider, Financial Investment Advisor, and Insurance Broker. This robust regulatory compliance is a fundamental aspect of the project, designed to provide an institutional-grade and trustworthy solution for individuals and organizations seeking stable returns on their Euro holdings within a transparent framework.